Products and Services

Securities

  • Mutual Funds
  • Stocks
  • Bonds
  • Unit Investment Trusts

Life Insurance Products

  • Term
  • Whole Life
  • Universal
  • Variable*
  • Group Insurance
  • Single-Premium
  • Survivorship/Second-to-Die
  • Joint/First-to-Die

Health Insurance Products

  • Group/Individual
  • HMOs, PPOs
  • Blue Cross/Blue Shield
  • Dental
  • Vision
  • Long-Term Care

Disability Insurance Products

  • Noncancelable/Guaranteed
  • Overhead Expense
  • Group Long-Term Disability
  • Group Short-Term Disability

Annuities

  • Immediate
  • Deferred
  • Fixed
  • Variable*

Analysis Programs

  • Financial Needs Analysis
  • Business Needs Analysis
  • MoneyGuidePro®
  • Financial Profiles
  • Estate Planning Analysis

Insurance/Investment Strategies

  • Retirement Plans:
    • Money Purchase Pension Plans
    • Defined Benefit Plans
    • 401(k) and Profit-Sharing Plans
    • IRAs
    • Keoghs
    • Simplified IRAs and 401(k)s
  • Deferred Compensation Plans
  • Executive Bonus Plans Variable*
  • Estate Planning Strategies
  • Charitable Giving Strategies
  • Split Dollar Plans
  • Business Buy-Sell
  • Stock Redemption Plans
  • Pension Rollovers
  • Settlement Options
  • Cafeteria Plans (Sec. 125)
  • Salary Continuation

*Through Commonwealth Financial Network®